A free, open retirement planning tool built to make financial planning accessible to everyone, no sign-up, no fees.
Retirement planning tools are often gated behind financial advisors or complex software. RetireMINT gives you a clear, honest look at your retirement trajectory using the same math: inflation-adjusted projections, live interest rates, and a life-expectancy-aware savings target, without requiring a subscription or personal data.
RetireMINT simulates your savings growth year-by-year during your accumulation phase (today until retirement), then calculates the nest egg you'll need to sustain your target spending throughout retirement using the Present Value of a Growing Annuity formula. This accounts for:
Results are compared against the popular 4% withdrawal rule as an additional benchmark.
RetireMINT was created by three Computer Science students, Josh K, Yuva G, and Matthew V, as a semester project with a simple goal: inspire people to start thinking about retirement early and give them the tools to do it.